Goal setting, setting personal goals and financial goals in 2009 is what many of us are focusing our time and energies on, as opposed to making new year resolutions that are too often forgotten and dismissed within a matter of weeks.

With the current economic recession and concerns about job layoffs, getting out of debt or managing debt, the increasing number of home foreclosures in the U.S. etc, making a goal to get smart about money and money management is a wise decision for individuals and families.

Personal Finance Blogs

“Telling It Like It Is” is not a personal finance blog per se, although I have talked at length about the Entitlement Epidemic that has been running rampant in society for many years, and the effect entitlement has had on young children, teenagers, grown adult children and parents.

I am subscribed to a generous number of personal finance blogs who offer great advice, suggestions, reviews and recommendations on setting personal goals, financial goals, being frugal and saving money, as personal finance and frugal living is of interest to me.

I’ve read numerous goal setting software reviews and ultimately decided on the goal setting software that I liked best; I’ve purchased Suze Orman’s new book, “Suze Orman’s 2009 Action Plan”, and am currently re-reading Suze Orman’s book, “Women & Money: Owning the Power to Control Your Destiny” while waiting for Suze’s Action Plan book to arrive in the mail.

My Personal Goals for 2009

I hate to admit it, but I need to lose a few pounds since I’m beginning to develop a big belly, so losing weight is just one of my personal goals this year. Losing thirty five pounds by August 2009 is quite doable in my opinion. After reading many elliptical reviews and deciding between an elliptical trainer vs. treadmill, I’m confident I will lose this weight with the help of my brand new Elliptical Trainer, the Alli Weight Loss pill and a low-calorie, low-fat diet plan.

I/we have set financial goals for 2009 as well, so I thought I’d share with you a few blog posts that I’ve been reading lately, and while you’re at it be sure to subscribe to these blogs (don’t forget to subscribe to Telling It Like It Is too) for free updates either by RSS feed or email subscriptions.

• The Keys to Financial Balance
• Personal Finance: Eliminate Credit Card Annual Fees
• Save Money on Your Cell Phone Plan
• Have Some Fun This Weekend Without Spending A Lot Of Money
• How To Keep Mindful And Committed To Goals And Resolutions
• 7 Ways Being Unbalanced Can Make You More Productive

What are your personal or financial goals for 2009? Lose weight? Get out of debt? Manage debt and/or save money? Start an emergency fund? Find a job or find a better job? Keep your house from going into foreclosure? Spend more time with your family?

Similar Posts:

• Oprah.com/download Suze Orman 2009 Action Plan Book
• New Year’s Resolutions: In One Year, Out the Other
• 2010 Top Ten New Year’s Resolutions
• Join a Gym or Workout At Home – Exercise for Beginners
• Oprah.com/bestlife: Oprah’s Best Life Diet Series with Bob Greene

If you hurry, you can download Suze Orman’s new personal finance book, “Suze Orman’s 2009 Action Plan”, from www.oprah.com/download before the deadline date of February 15th.

Suze Orman’s 2009 Action Plan is available for just $10.00 through Amazon.com, with personal finance topics discussing how the current economic situation came about in the first place, as well as chapters on credit, savings, planning for retirement, paying for college, and real estate.

I have already ordered Suze’s book, but I learned it was available (for now) as a free download ebook from Oprah.com, so here is your chance to get it for free in English or in Spanish.

Excerpt from Suze Orman’s 2009 Action Plan:

“If in late 2007 you were told that over the next twelve months housing would crater to 20% below it’s all-time peak, unemployment would rise from below 5% to nearly 8%, stocks would fall nearly 50%, and a gallon of gas would spike to more than $4 (and then drop below $2) you would probably have shrugged it off as just a whole lot of doomsday-scenario crankiness. But that’s exactly what we all had to live through and continue to grapple with in 2009.

My 2009 Action Plan is designed to make sure you are ready for the unexpected—this year and every year forward. I most certainly hope things get better for us all, but in the meantime I want to make sure you have a plan in place that will protect you no matter what “what ifs” lay ahead.”

While you’re downloading or buying Suze’s Action Plan book, be sure to also check out Power of Less by Leo Babauta to help you further your efforts to gain control over your personal finances and your life.

Similar Posts:

• Goal Setting: Setting Personal and Finance Goals for 2009
• Oprah.com/bestlife: Oprah’s Best Life Diet Series with Bob Greene
• 2010 Top Ten New Year’s Resolutions
• Paying For College – Should Parents Pay For College Tuition?
• Oprah Magazine 5 Dollar Magazine Subscriptions