When planning a modern wedding, who pays for what? In decades past, because of the old tradition of dowry, the bride’s family traditionally paid for most or all the wedding costs. “Traditionally”, around the 17th or 18th century, the brides mother and/or father would pay for everything needed for the wedding and reception, including the venue (location of wedding/reception), bridal gown, music, flowers, venue, food, bar costs, gratuities and anything else. Then they also give a generous wedding gift to the happy newly married couple. However, times have changed.

Nowadays, it is very common for the bride and groom to pay for all or most wedding expenses themselves, or to more evenly split the wedding related expenses among both sets of parents. Why have the traditional rules of who pays for what in weddings changed, and how should engaged couples, parents and families deal with the more modern view of wedding etiquette in relation to the wedding budget and the question of who will be paying for the cost of the wedding?

There are a variety of reasons for the change from traditional to modern in regards to wedding planning and the budget. One reason is that people are choosing to live together before marriage for a period of time, deciding to get married later in life and are more financially established in their careers at the time of their wedding. Another reason is that there are more women working than ever before, compared to the ancient, archaic time period of women staying home “barefoot and pregnant” while men worked outside the home, so brides nowadays are often able to help pay for their own weddings. A third reason is the rising costs of weddings and the increased financial burden placed on parents who may not be able to afford paying for their son or daughter’s expensive dream wedding.

I am a firm believer in tradition, traditional values and beliefs, but I also believe in living within your means and adults paying their own way in life. There is often a big difference between the “traditional” division of wedding expenses and what people/parents can legitimately afford to pay without going into debt, or using their life savings or retirement accounts to pay for a wedding. Hence the numerous emails that continue to fill my inbox from mothers and fathers whose son or daughter is planning a wedding they cannot afford, and the sometimes manipulative tactics used to get the parents to pay more than they can afford.

Since writing the “who pays for what” article in answer to a disabled mother’s problem with her daughter demanding she pay more of the wedding than she could afford, the emails and questions just keep on coming. This time, rather than restating what I’ve already said on the subject, I decided to provide a variety of helpful links to online articles talking about Who Pays For What in Weddings as reference points for brides, grooms and parents.

Note: References to “traditionally who pays” are not rules written in stone but are merely guidelines for creating a wedding budget and determining who pays for the wedding. Sometimes the traditional wedding planning checklist needs to be modified for financial reasons. Brides, grooms and families should understand that your own personal finances will dictate what type of wedding/reception you can have, and who ultimately pays for what is entirely up to you and your families and their ability to pay.

Modern Weddings – Who Pays For What?

Engaged couples should first sit down with both families soon after announcing the engagement to work out the details of the wedding budget and who will pay for what. Without further ado…

Bridal Guide Magazinesays, “If you’re lucky, your families will approach you and your fiance’ to let you know what, if anything, they plan to contribute to your wedding. If your parents don’t initiate a conversation, you will need to, and the sooner you do it the sooner you can start hammering out a realistic wedding budget.”

“After announcing their engagement, the bride and groom sit down and estimate what they’ll spend on the wedding, probably after finding a reception site and making general decisions about theme, style, time of day etc. They then approach their parents and after describing what they’ve decided on so far, say gently, “We were wondering if you would be able to pitch in for any of the costs.” The parents may look at the budget and say, “We’d like to pay for the reception food and the flowers” for example. They may also offer a set amount they’ll contribute. If their parents say they can’t afford to contribute, or only offer a small amount, the bride and groom say, “Thank you for considering,” and perhaps have to revise their budget or find creative ways to pay for the wedding.” Read more here about who pays for what.

“64% of bride and grooms are breaking with the age old tradition of the brides parents footing the bill, by paying for their own wedding. With less than 18% of couples preferring to stick with tradition and allowing the brides parents to pay for the wedding and only 13% of the bride and grooms parents joining together to pay for their children’s big day. With nearly a thousand couples polled the results came as no surprise, confirming the steady shift in the way society views individual responsibilities, with financing for your own wedding being no exception.” Read more here about poll study results on who pays for modern weddings.

“Tradition was not financially kind to the bride’s family. Fortunately, at least if you’re looking at the situation from the viewpoint of that family, times have changed. Rather than burden one family with practically the entire cost of a wedding, it is common practice these days for both families—and sometimes the bride and groom—to share expenses. The best way to decide who will pay for what is for both families (or all the families that apply) and the couple to sit down together and have a frank discussion about what each party can afford to contribute.” Read more here about couples and families paying for weddings and wedding loans.

“Get together with every single person who might contribute to the total cost of the wedding. That means all parents, you and your fiancé, and anyone else with a financial interest (may you be so lucky as to have an eccentric and wealthy aunt). This is the fastest way to find out how big you can dream. More and more often today, weddings are paid for by a two-family counsel—and more than 60 percent of brides and grooms are paying for at least part of the costs as well. This makes it pretty clear that the old rules of divvying up the wedding bills simply no longer apply.” Read more here on traditional vs modern wedding planning and costs.

“Gone are the days when a wedding means the bride’s father stands with an open palm awaiting a bill for all the expenses. Although traditionally the bride’s family was responsible for most (if not all) of the wedding finances, today’s perspective is one of practicality and a general respect for individual outlooks and varying alternatives. Wedding etiquette has evolved to take a host of variables into account. Current day ideologies embrace doing what works best for each couple and their family. No one should feel obligated to accept a financial burden, and couples should understand who will be paying well in advance of the selection process. Keeping everyone’s comfort in mind will allow for a wedding that is both spectacular and affordable.” Read more here…

“Forget the archaic rule that says certain people have to pay for certain things. The bride’s parents need not take out a third mortgage to pay for the wedding, and the groom’s parents are not off the hook either. Besides, the two of you might even be covering a good chunk of the expenses yourselves. The best way to work it out? Sit down with pencil, paper, and calculator and figure out what you really want and can afford. Keep in mind that informal weddings are usually smaller (and therefore cheaper), and formal weddings tend to be larger (and therefore more expensive). Here’s a list of the traditional costs for everyone involved — but remember, these “rules” are made to be broken!” Read more here…

“The most contentious subject for any wedding (and one that, without a doubt, will cause the most arguments) is money. Now you’ve set your budget you need to guide yourselves through the murky waters of working out who’s responsible for paying for what. Whilst traditionally the bride’s parents used to pay for the majority of the wedding, these days with a multitude of different familial circumstances it’s not so cut and dried. The costs may be divided equally between the two families. The bride and groom may choose to pay for the wedding themselves. The bride and groom may pay for majority of the costs with both families contributing towards elements that they’d like to help with, eg. the flowers, transport or cake. The two families may offer to contribute a certain amount towards the wedding, to be spent as the bride and groom wish. If either or both sets of parents are divorced a compromise can usually be found using a mixture of options.” Read more here…

“These days, the cost of a wedding makes a year at Harvard and Yale look affordable. How are you going to scrape together the bucks so you can have the bash you want? Put that idea about sticking up the Federal Reserve on hold. You have options — legal, time-honored, respectable options. The kind of options that, unless you’re in the habit of bouncing checks, won’t land you behind bars. Here’s a rundown of some of them, plus their pros and cons. Keep in mind that a combination of two or more may be how you end up getting your wedding paid for.” Read more here…

“Nowadays, the cost of even the most modest wedding can be astronomical, but times are changing (phew!) and often the family of the bride, the couple themselves and even the groom’s family can contribute to costs. A wise father will set his budget as early as possible and advise the couple as to what he is able, and prepared, to spend. Then there can be no misunderstandings and the couple are able to budget accordingly and decide where their priorities lie.” Read more here…

“There was a time when the Father of the Bride was essentially expected to hand over a blank check in order to cover almost all wedding expenses. That was during an age when marriage was the ceremonial transferal of responsibility for (and possession of) the bride, from her father to her husband. She usually came with a really neat dowry, like two donkeys and a sack of lard. While many still count on Dear-Old-Dad (and Mom!) to foot the bill, most contemporary couples are dealing with a more complicated set of rules, or lack thereof. This is due, in part, to the fact that many couples are getting married later in life and therefore are more financially stable when they do; and also because a greater number of women are enjoying successful and lucrative careers than was the case in previous generations.” Read more here…

“Weddings can be elaborate and very expensive or they can be fairly simple and affordable. The decision about a wedding budget is one that needs to be made by the bride and groom and their families-together. While tradition dictates that the bride’s family covers most of the expenses of a wedding, that tradition is not necessarily relevant today. Particularly with marriages that occur after the bride and groom are educated and established, many of today’s weddings are primarily financed by the bride and groom themselves. In other cases, the traditional divisions of responsibilities for wedding expenses are more flexible than ever.” Read more here…

Are you getting married soon? Have you initiated the “money talk” with your parents yet? Who will pay for your wedding, reception and/or honeymoon? Are you sharing costs equally? Are you paying for your wedding yourselves or are you and your families splitting the costs in some way?

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UPDATED: Who pays for what? Who decides the wedding budget when planning a wedding? Who pays the wedding costs and expenses according to traditional wedding etiquette vs. modern etiquette? Who pays for the honeymoon? How do you go about planning a wedding when you have Cinderella wedding dreams dancing in your head?

Who pays for what is a common question for brides, grooms, and their families when it comes time to begin planning a wedding. If you do an online search for “wedding who pays”, “who pays for wedding” or even “who pays for what wedding”, you’ll find a lot of old-fashioned, archaic nonsense akin to the 18th or 19th century.

It’s about time that brides, grooms and parents begin to pay attention and accept the changes taking place in American wedding customs about who pays for weddings, receptions and honeymoons with open arms, not an open bank account, Credit Cards or loans.

Planning a Wedding On a Budget

According to The Knot Wedding Shop, a popular wedding planning website, the average cost of a wedding in the U.S. is expected to drop at least 10% in 2009 from the average price of $21,814 for a wedding in 2008. Due to the economy, personal financial circumstances and just plain common sense, engaged couples and families are having to find ways to cut wedding costs while still planning a beautiful, affordable, spectacular wedding that won’t create a financial burden for whoever ultimately pays for the wedding.

“Traditional” rules say the bride’s parents pay for everything but the kitchen sink, except for a little help from the groom’s family, who have traditionally been expected to pay for the rehearsal dinner and groom’s cake. Tradition hasn’t been too kind to the bride’s parents, who have been saddled for far too long with the cost of an expensive wedding and reception for their darling daughter and her Cinderella fairytale-fantasy dreams of the perfect wedding.

This is not the 18th or 19th century, and traditional wedding customs have shifted to a more modern view of wedding etiquette and how wedding expenses are to be paid and by whom. Thank goodness for that! Despite your best efforts, weddings, receptions and honeymoons can easily become very expensive, and no one should feel obligated to accept a financial burden of paying more than what is reasonable or what you feel comfortable paying, if anything.

The days of planning a wedding and reception, then sticking dear ol’ mom and dad with the whole tab are over, but some of today’s brides want to have their cake and eat it too. These brides want what they want and they want it now, and when it comes right down it, some brides use the buzz words “traditionally, parents pay for the wedding and reception” in order to guilt-trip parents into paying for a “typical wedding” they may not be able to afford.

In the olden, “traditional” days, women typically stayed at home and didn’t have jobs or careers of their own and couples certainly weren’t living together as is so common today, but try as you may to remind your son or daughter that times have changed to a more modern view of wedding etiquette, and you will likely see some rolling of the eyes or foot stomping as they attempt to come up with another guilt-trip.

Traditional views and trends have changed to where we now see couples deciding to live together before marriage while working full-time jobs of their own, couples getting married later in life, and the increased number of second marriages and blended families.

This more “modern” trend towards greater maturity before marriage brings higher income levels and the ability for engaged couples to take on a more responsible, active role in paying for their own wedding, reception and honeymoon, according to their personal wedding budget.

Who Pays for What?

That is not to say that parents and families on either side can’t or shouldn’t help pay for or assist in covering the cost of a wedding. If you can, want or decide to pay for or split the costs of your son or daughter’s wedding, by all means do so. Just don’t get caught up in the tangled web of old-fashioned rules of traditional wedding etiquette, or allow your son or daughter to hurl guilt-trips at you when or if you are unable to afford paying what he or she expects you to pay for their wedding.

Which begs the question; Who decides what the wedding budget will be? More traditional, typical nonsense found online, in bridal magazines and wedding books telling couples how to plan a wedding, suggest that couples who have told their parents they are getting married should FIRST: decide what type of wedding they want, create a wedding planning checklist, choose the wedding location, decide the theme, style, colors etc, decide how many bridesmaids and groomsmen there will be, decide the wedding budget and THEN hit the parents up for the money.

Back up the horse-drawn carriage or thoughts of wedding limousine services for a modern-day reality-check. Before the bride and groom jump feet first into planning a wedding, ordering a tiffany wedding cake, picking out his and her wedding bands, or begin shopping for wedding china and table settings, couples should FIRST: have a conversation with each person or family member that is hoped/expected to pay for the wedding in order to ASK what each can afford to contribute to the wedding (if anything), BEFORE making any money-related decisions whatsoever.

THEN you will know in advance how much money there is to work with, and you can plan your wedding around a wedding budget that has been decided by the people who are actually paying for the wedding. Your parents/family may offer to pay for certain parts of the wedding, like paying for your wedding dress, the wedding flowers, invitations or food at the reception etc, or they may offer you a lump sum of money to help cover the overall cost of the wedding.

It is possible that your parents or family may not be financially able to contribute any monies at all; which means the engaged couple will have to pay for the entire wedding themselves. Even if your parents or family cannot afford to pay for the wedding as a whole or in part, you can still have a beautiful, if not spectacular, wedding by searching for creative, inexpensive or cheap wedding planning ideas.

Sources:

Who Pays For What at a Wedding

Wedding Budget: Who Pays For What

Old-School Wedding Etiquette Gets a Thoroughly Modern Makeover

Who Pays For What?

Who Pays For Weddings These Days?

Son’s Wedding…well what do you think?

Related article: How to Plan a Wedding

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