When planning a modern wedding, who pays for what? In decades past, because of the old tradition of dowry, the bride’s family traditionally paid for most or all the wedding costs. “Traditionally”, around the 17th or 18th century, the brides mother and/or father would pay for everything needed for the wedding and reception, including the venue (location of wedding/reception), bridal gown, music, flowers, venue, food, bar costs, gratuities and anything else. Then they also give a generous wedding gift to the happy newly married couple. However, times have changed.

Nowadays, it is very common for the bride and groom to pay for all or most wedding expenses themselves, or to more evenly split the wedding related expenses among both sets of parents. Why have the traditional rules of who pays for what in weddings changed, and how should engaged couples, parents and families deal with the more modern view of wedding etiquette in relation to the wedding budget and the question of who will be paying for the cost of the wedding?

There are a variety of reasons for the change from traditional to modern in regards to wedding planning and the budget. One reason is that people are choosing to live together before marriage for a period of time, deciding to get married later in life and are more financially established in their careers at the time of their wedding. Another reason is that there are more women working than ever before, compared to the ancient, archaic time period of women staying home “barefoot and pregnant” while men worked outside the home, so brides nowadays are often able to help pay for their own weddings. A third reason is the rising costs of weddings and the increased financial burden placed on parents who may not be able to afford paying for their son or daughter’s expensive dream wedding.

I am a firm believer in tradition, traditional values and beliefs, but I also believe in living within your means and adults paying their own way in life. There is often a big difference between the “traditional” division of wedding expenses and what people/parents can legitimately afford to pay without going into debt, or using their life savings or retirement accounts to pay for a wedding. Hence the numerous emails that continue to fill my inbox from mothers and fathers whose son or daughter is planning a wedding they cannot afford, and the sometimes manipulative tactics used to get the parents to pay more than they can afford.

Since writing the “who pays for what” article in answer to a disabled mother’s problem with her daughter demanding she pay more of the wedding than she could afford, the emails and questions just keep on coming. This time, rather than restating what I’ve already said on the subject, I decided to provide a variety of helpful links to online articles talking about Who Pays For What in Weddings as reference points for brides, grooms and parents.

Note: References to “traditionally who pays” are not rules written in stone but are merely guidelines for creating a wedding budget and determining who pays for the wedding. Sometimes the traditional wedding planning checklist needs to be modified for financial reasons. Brides, grooms and families should understand that your own personal finances will dictate what type of wedding/reception you can have, and who ultimately pays for what is entirely up to you and your families and their ability to pay.

Modern Weddings – Who Pays For What?

Engaged couples should first sit down with both families soon after announcing the engagement to work out the details of the wedding budget and who will pay for what. Without further ado…

Bridal Guide Magazinesays, “If you’re lucky, your families will approach you and your fiance’ to let you know what, if anything, they plan to contribute to your wedding. If your parents don’t initiate a conversation, you will need to, and the sooner you do it the sooner you can start hammering out a realistic wedding budget.”

“After announcing their engagement, the bride and groom sit down and estimate what they’ll spend on the wedding, probably after finding a reception site and making general decisions about theme, style, time of day etc. They then approach their parents and after describing what they’ve decided on so far, say gently, “We were wondering if you would be able to pitch in for any of the costs.” The parents may look at the budget and say, “We’d like to pay for the reception food and the flowers” for example. They may also offer a set amount they’ll contribute. If their parents say they can’t afford to contribute, or only offer a small amount, the bride and groom say, “Thank you for considering,” and perhaps have to revise their budget or find creative ways to pay for the wedding.” Read more here about who pays for what.

“64% of bride and grooms are breaking with the age old tradition of the brides parents footing the bill, by paying for their own wedding. With less than 18% of couples preferring to stick with tradition and allowing the brides parents to pay for the wedding and only 13% of the bride and grooms parents joining together to pay for their children’s big day. With nearly a thousand couples polled the results came as no surprise, confirming the steady shift in the way society views individual responsibilities, with financing for your own wedding being no exception.” Read more here about poll study results on who pays for modern weddings.

“Tradition was not financially kind to the bride’s family. Fortunately, at least if you’re looking at the situation from the viewpoint of that family, times have changed. Rather than burden one family with practically the entire cost of a wedding, it is common practice these days for both families—and sometimes the bride and groom—to share expenses. The best way to decide who will pay for what is for both families (or all the families that apply) and the couple to sit down together and have a frank discussion about what each party can afford to contribute.” Read more here about couples and families paying for weddings and wedding loans.

“Get together with every single person who might contribute to the total cost of the wedding. That means all parents, you and your fiancé, and anyone else with a financial interest (may you be so lucky as to have an eccentric and wealthy aunt). This is the fastest way to find out how big you can dream. More and more often today, weddings are paid for by a two-family counsel—and more than 60 percent of brides and grooms are paying for at least part of the costs as well. This makes it pretty clear that the old rules of divvying up the wedding bills simply no longer apply.” Read more here on traditional vs modern wedding planning and costs.

“Gone are the days when a wedding means the bride’s father stands with an open palm awaiting a bill for all the expenses. Although traditionally the bride’s family was responsible for most (if not all) of the wedding finances, today’s perspective is one of practicality and a general respect for individual outlooks and varying alternatives. Wedding etiquette has evolved to take a host of variables into account. Current day ideologies embrace doing what works best for each couple and their family. No one should feel obligated to accept a financial burden, and couples should understand who will be paying well in advance of the selection process. Keeping everyone’s comfort in mind will allow for a wedding that is both spectacular and affordable.” Read more here…

“Forget the archaic rule that says certain people have to pay for certain things. The bride’s parents need not take out a third mortgage to pay for the wedding, and the groom’s parents are not off the hook either. Besides, the two of you might even be covering a good chunk of the expenses yourselves. The best way to work it out? Sit down with pencil, paper, and calculator and figure out what you really want and can afford. Keep in mind that informal weddings are usually smaller (and therefore cheaper), and formal weddings tend to be larger (and therefore more expensive). Here’s a list of the traditional costs for everyone involved — but remember, these “rules” are made to be broken!” Read more here…

“The most contentious subject for any wedding (and one that, without a doubt, will cause the most arguments) is money. Now you’ve set your budget you need to guide yourselves through the murky waters of working out who’s responsible for paying for what. Whilst traditionally the bride’s parents used to pay for the majority of the wedding, these days with a multitude of different familial circumstances it’s not so cut and dried. The costs may be divided equally between the two families. The bride and groom may choose to pay for the wedding themselves. The bride and groom may pay for majority of the costs with both families contributing towards elements that they’d like to help with, eg. the flowers, transport or cake. The two families may offer to contribute a certain amount towards the wedding, to be spent as the bride and groom wish. If either or both sets of parents are divorced a compromise can usually be found using a mixture of options.” Read more here…

“These days, the cost of a wedding makes a year at Harvard and Yale look affordable. How are you going to scrape together the bucks so you can have the bash you want? Put that idea about sticking up the Federal Reserve on hold. You have options — legal, time-honored, respectable options. The kind of options that, unless you’re in the habit of bouncing checks, won’t land you behind bars. Here’s a rundown of some of them, plus their pros and cons. Keep in mind that a combination of two or more may be how you end up getting your wedding paid for.” Read more here…

“Nowadays, the cost of even the most modest wedding can be astronomical, but times are changing (phew!) and often the family of the bride, the couple themselves and even the groom’s family can contribute to costs. A wise father will set his budget as early as possible and advise the couple as to what he is able, and prepared, to spend. Then there can be no misunderstandings and the couple are able to budget accordingly and decide where their priorities lie.” Read more here…

“There was a time when the Father of the Bride was essentially expected to hand over a blank check in order to cover almost all wedding expenses. That was during an age when marriage was the ceremonial transferal of responsibility for (and possession of) the bride, from her father to her husband. She usually came with a really neat dowry, like two donkeys and a sack of lard. While many still count on Dear-Old-Dad (and Mom!) to foot the bill, most contemporary couples are dealing with a more complicated set of rules, or lack thereof. This is due, in part, to the fact that many couples are getting married later in life and therefore are more financially stable when they do; and also because a greater number of women are enjoying successful and lucrative careers than was the case in previous generations.” Read more here…

“Weddings can be elaborate and very expensive or they can be fairly simple and affordable. The decision about a wedding budget is one that needs to be made by the bride and groom and their families-together. While tradition dictates that the bride’s family covers most of the expenses of a wedding, that tradition is not necessarily relevant today. Particularly with marriages that occur after the bride and groom are educated and established, many of today’s weddings are primarily financed by the bride and groom themselves. In other cases, the traditional divisions of responsibilities for wedding expenses are more flexible than ever.” Read more here…

Are you getting married soon? Have you initiated the “money talk” with your parents yet? Who will pay for your wedding, reception and/or honeymoon? Are you sharing costs equally? Are you paying for your wedding yourselves or are you and your families splitting the costs in some way?

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Do men want to get married, or not? “Do Men Really Want to Get Married” is the question being discussed in a CNN article about whether the stereotypical belief that men are dragged off to the altar to get married kicking and screaming is true or not. CNN reporter, Alex Wallen, claims to have interviewed dozens of men on how they approached marriage, where these men admitted that they had “fantasized about popping the question, getting married, even having a wedding.”

Wallen reports that numerous men reported having a “light-switch” moment when they decided they should get married to their significant other. Examples given include a life-altering event, such as one man who suddenly realized his love for his girlfriend when she helped him deal with the death of his father; or it might be something as simple as having so much fun playing arcade games together that you can’t imagine yourself having this much fun with anyone else. One man decided it was time to get married when he became angry and balled-up his fists when another man made a pass at his then-girlfriend.

“Real men are perceived as committing “till death do us part” for the wrong reasons — they marry out of convenience or under duress, and they acquiesce, kicking and screaming all the way to the altar”, according to the article. If recent statistics are correct, men are choosing to marry later in life, with the average age being 28 before experiencing their “ah ha” moment, which is a good thing. Nevertheless, there are still many young men and women getting married too young, and far too many couples get married for the wrong reasons and end up regretting it later.

According to one survey claiming men DO want to get married, married men reported positive feelings about being married, with 94% saying they were happier married than single, and 73% reported their sex lives were better. Of the single men included in the study, 53 percent said they were not interested in getting married anytime soon, saying “at this stage in my life I want fun and freedom”, while 47 percent said they wouldn’t get married until they could afford to own a home.

“Of the 1,010 men aged 25-34 who were surveyed, 569 were married. Of that group, 81 percent said they got married “because it was the right time to settle down.” The desire to have children was a major factor for 35 percent; only 15 percent said they married sooner than they wished because of pressure from their partner.”

Why Men Don’t Want To Get Married

Another study was conducted by the National Marriage Project at Rutgers University of 60 single, heterosexual men of different backgrounds, between the ages of 25-33. The project results revealed the top ten reasons why men won’t commit, or don’t want to get married.

1. They can get sex without marriage more easily than in times past.
2. They can enjoy the benefits of having a wife by cohabitating rather than marrying.
3. They want to avoid divorce and its financial risks.
4. They want to wait until they are older to have children.
5. They fear that marriage will require too many changes and compromises.
6. They are waiting for the perfect soul mate and she hasn’t appeared yet.
7. They face few social pressures to marry.
8. They are reluctant to marry a woman who already has children.
9. They want to own a house before they get a wife.
10. They want to enjoy single life for as long as possible.

These findings may not be what women want to hear or believe, but relationship experts agree with the results of the study. Audrey Chapman, author of Getting Good Loving and Man Sharing, agrees with the study’s detailed findings that the sexual revolution hasn’t exactly helped women wanting to get married in their search for finding a husband.

• “All that stuff that grandma said about `Why buy the cow when you can get the milk for free?’ is true. Women are making it too easy for men. They’re giving sex away.”

• “Now that there’s more competition, women think that sex is the ticket to get a man when in fact it’s a sure fire way not to get him at all,” Chapman reveals.

• “When men get lonely, all they have to do is call up one of their many women. And they call the one that they’re going to be able to spend the night with.”

• “She says that nowadays it is common for many men to have a variety of women to cater to their various needs, including sex, companionship, conversation and even meals. “Men can get all the comforts they need without making it legal.”

It’s interesting that Steve Harvey’s book, Act Like a Lady, Think Like a Man, says much the same thing but it’s not what women interested in planning their wedding want to hear. It’s not about getting someone to marry you; love and marriage is not a game. It’s about finding the right person, at the right time and under the right circumstances so the marriage will be lifelong. Maybe some men don’t want to get married, now or ever. I would venture to say that there are women who also don’t want to get married and never will.

Wilmington, DE, psychologist Dr. Alvin L. Turner says, “As children, men don’t fantasize about being married–girls do. It takes a while for us to begin to appreciate that marriage is valuable for us and not just for women. It’s easy to see that marriage happens when you fall in love with someone, but even then many men will marry because they want to keep the woman from marrying someone else. So it becomes a way of protecting their investment basically rather than looking at it as something that’s valuable for themselves.”

William July II, author of “Understanding the Tin Man: Why So Many Men Avoid Intimacy” says this to women: “I can’t emphasize enough how important it is for women to accept the point at which a man says he currently is in his life because that determines his entire outlook on everything. If he’s ready, marriage sounds great. If he’s not, it sounds like a prison sentence. It’s better to couple with a man who feels ready than to try to ‘make ready’ a man.”

What about you? If you are a married man, what was your “ah ha” moment where you knew you wanted to get married to your girlfriend? If you are a single man, what are your thoughts on marriage? Ladies, what do you think about the idea that men really don’t want to get married but feel pressured in various ways to tie the knot?

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